Bay Area Capital
Commercial Loans

Apartment Loan program for Foreign Nationals (US Citizens also OK of course)

This is a new loan program, available in all 50 states, for qualified properties and individuals.

  • DSCR 1.30
  • Rate - varies. Usually 5 year fixed
  • Index 5 year Swap
  • Margin 2.70
  • Loan to Value - 55% (US citizens can go higher)
  • 4,3,2,1 prepayment penalty
  • 1-1.5 point fee (depends on credit and loan size)
  • must show source of funds
  • $750,000 minimum loan size

This is a truly a loan for many foreign investors:

  • No US taxes needed
  • No US credit report needed
  • Must document funds needed in US account
  • Non-recourse loan
  • Of course, if you have US taxes, US accounts, US credit, then we will consider a higher loan to value project


Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question