Bay Area Capital Commercial

Commercial loans for business acquisition or expansion

Are you planning to purchase a business in the next few months? Bay Area Capital Commercial may be able to help you. We have funds available through two distinct federal programs that can help you finance cash-flowing business through acquisition and in some cases provide cash for initial expenses and operating capital. Here is what you will need:

1) A down payment of at least 25% (sometimes less)

2) Personal financials for three years

3) Documented source of funds

4) Business plan including Performa income and expenses 3 years

5) Seller financials to show full taxes, operating and income statements for three years

6) Current and YTD income statement and balance sheet from seller

7) Current payables, receivables and inventory statements

8) Resume

9) Signed purchase contract and addendum / deposit

10) Application, credit report

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