Bay Area Capital Commercial


Commercial Lending programs


The following programs represent some of our most popular loan programs for commercial property. In general, our products are available around the United States. If you don't see your situation or property type mentioned, please call us to discuss. Our number is:


Each of our programs are described on a one page summary page, and these pages can be found from the home page, for example commercial loan programs / small apartment loans

Our company has access to over 60 commercial lenders, and hundreds of different commercial loan and commercial mortgage broker programs: Rates vary depending upon LTV, credit, location, property condition and sponsorship and debt service coverage of the property.

Here is a summary of what we can do:

1) 24 hour pre-approval or commercial loan analysis

2) Rehab, construction, and re-positioning of asset loans

3) Reasonable fees / free consultations

4) 7 day/ week full time access

5) "Stated income" commercial loan programs (this means no tax filings - some restrictions)

6) Creative solutions; even if you have been denied elsewhere

7) Commercial programs that provide both 1st and 2nd loans

8) Cash Out in many cases (some restrictions apply)

9) Loan programs for newly constructed non-stabilized projects

10) Loan programs for unusual property and situations, including rural property

We have purchase and refinance loans for these commercial properties:

* Apartments

* Industrial Buildings

* Retail buildings

* Mixed-Use Buildings

* Warehouse

* Co-ops / Business condos

* Hotels / Motels

* Commercial construction

* Automotive

* Restaurant

* Office / Medical / Dental

* Care Homes

* Adult Entertainment / Cannabis related

As an experienced commercial mortgage broker, we have great experience and industry knowledge to help you find the right commercial lenders and help you with your refinance or purchase. Our fees are reasonable, and we have tremendous resources. Call us today.


Commercial Executive Summary blank.pdf

BACF Commercial Loan Application.pdf

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