Bay Area Capital Commercial -

Small apartment loan program

If you talk with any of the so called "big banks" about your loan, chances are that you will be quickly shown the exit door unless your loan is in a prime location, and is at least $1,000,000 in size. Small apartment loans are an important part of the US Economy, and yet in my opinion, this segment of commercial lending is widely ignored and under-served. The big banks can't be bothered.

We have loans available through some of our smaller specialty banks, so these loans are available in metro Oregon, Washington, and California, and for certain properties in the central valley of California exclusively.

  • DSCR 1.20 to 1.30
  • Rate - please call
  • Needs financials, debt service coverage, good resume and credit



Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question